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There are various types of insurance needed by office professionals depending on their specific duties and responsibilities. Some of the most common insurance coverage for office professionals include:
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Artisans need a variety of insurance to protect themselves and their business. Some of the most important types of insurance include:
Insurance is like a safety net for your business and it’s imperative to have the proper coverage in place. Here are the most common types of insurance carried by licensed professionals:
Contractors need specific types of insurance, which vary depending on the type of work they do. The most common types of insurance a contractor should carry are:
The unexpected can happen at any moment, so it’s crucial to have proper insurance coverage in place. The most common types of insurance for a small business owner are:
Home-based businesses are becoming increasingly popular, and with that comes the need for specialized insurance. The types of insurance needed will depend on the specific nature of your business, but some common types include:
Owning and operating a restaurant is a high-risk business. There are many things that can go wrong and many regulations to follow. Insurance can help to protect you from financial loss in the event of an accident or incident and here are some of the types a restaurant owner should consider:
You need property and casualty insurance for your small business to protect your assets from various risks. Property insurance covers physical assets like buildings, equipment, inventory, and furniture against damage or loss due to perils such as fire, theft, or natural disasters. Casualty insurance, on the other hand, covers your liability for bodily injury or property damage to others caused by your business operations.
Having property and casualty insurance can:
1) Safeguard your business assets from unexpected events. 2) Provide financial protection against property damage or loss. 3) Cover legal expenses if someone sues your business for injury or damage. 4) Help you comply with lease agreements or lender requirements. 5) Enhance your business's credibility with clients and partners. 6) Offer peace of mind, knowing you're protected from potential risks.
Without this insurance, you could be personally liable for substantial costs, putting your business and personal finances at risk. It's essential to assess the specific risks your business faces and choose appropriate coverage to ensure you're adequately protected.
Property insurance usually covers physical assets owned or leased by your business, such as your office building, equipment, tools, and inventory, against perils like fire, theft, vandalism, and certain weather events.
• Casualty insurance covers liability for bodily injury or property damage to third parties caused by your business operations. This includes claims like slip-and-fall accidents at your job site or damage caused to a client's property during a project.
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Mike and his team at the SBIA have been a pleasure to work with over the last 7 years. We choose to work with them year after year because not only are they experts when it comes to benefits but their customer service is excellent. Would highly recommend to any small business!
I have been working with SBIA for well over a decade, and specifially with Mike since 2021. He is always very fast to respond to any questions, and consitently makes the renewal process a breeze year after year. We can always count on them to get us the best policy option for our small business, and I can't reccomend them enough
Wonderful experience with this insurance agency! Mike made setting up health insurance benefits for my small business easy and stress-free. The team is knowledgeable, responsive, and truly cares about finding the best solutions for your business.